How would you like to pay_

[00:01.13] How do you pay for your coffee? Is it with change? I use my tap-and-go card. 你如何支付咖啡的费用？是变化吗？我使用我的即插即用卡。

[00:07.92] I don't even need to enter my PIN number or a signature to authorise payment. 我什至不需要输入我的 PIN 码或签名来授权付款。

[00:14.19] It's quicker and everybody in the queue is happy.它更快，队列中的每个人都很高兴。

[00:19.45] Contactless payments are gaining popularity. 非接触式支付越来越受欢迎。

[00:22.95] Those concerned about security will be pleased to know that the amount of money you can spend in one go is limited – in the UK it's currently £30. 那些关心安全的人会很高兴知道您一次可以花的钱是有限的——在英国，目前是 30 英镑。

[00:34.23] But if the card is used a few times in a row, a PIN number will be needed. 但如果该卡连续使用几次，则需要输入 PIN 码。

[00:39.74] If a thief gets hold of your card and goes on a spending spree, your bank covers you against fraud. Whereas, if someone steals your banknotes, that's your bad luck!如果小偷盗取了您的卡并大肆消费，您的银行会为您提供防范欺诈的保障。然而，如果有人偷了你的钞票，那就是你的倒霉！

[00:54.02] For those who are always forgetting where they put their cards, there's a new solution: wearable tech: clothing and accessories that have integrated electronic technology. 对于那些总是忘记卡片放在哪里的人来说，有一个新的解决方案：可穿戴技术：集成了电子技术的服装和配饰。

[01:06.81] Kenneth Cukier, an economist and technology expert, says: "You can simply take any wireless card and the chip from it that your bank might issue you with, and you can put it in a coat.经济学家和技术专家 Kenneth Cukier 说：“你可以简单地取出银行可能会发给你的任何无线网卡和芯片，然后把它放在外套里。

[01:20.34] When you want to make a payment just wave your arm in front of the terminal and leave the coffee shop with your latte.当您想付款时，只需在终端机前挥动您的手臂，然后拿着拿铁咖啡离开咖啡店。

[01:28.11] This is intended for people who don't want to take their card out of their wallet, use their phone or their watch."这适用于那些不想从钱包里拿出卡片、不想使用手机或手表的人。”

[01:36.12] Good, isn't it? And new ways of spending money are not stopping there. The future is all about biometrics. 很好，不是吗？新的花钱方式并不止于此。未来的一切都与生物识别有关。

[01:45.40] Very convenient if you are at the beach or a festival – there's a new system in development which will make it possible to read the unique maps of veins under the surface of your finger, and use them to authenticate payments – or prove that it's you making the payments. 如果您在海滩或节日时非常方便 - 正在开发一个新系统，可以读取手指表面下的独特静脉图，并使用它们来验证付款 - 或证明是您制作的付款。

[02:02.70] You just need to remember which finger you registered with.您只需要记住您注册的手指。

[02:07.96] So spending money is becoming easier all the time. And the temptation to buy more stuff increases. 因此，花钱变得越来越容易。购买更多东西的诱惑也在增加。

[02:14.72] But it's worth bearing in mind that earning the money in the first place will still require the same effort. Back to work then!但值得记住的是，首先赚钱仍然需要同样的努力。那就回去工作吧！