export_ofoct.com (13)

[00:00.64] Mark: Hi, Sorie. Talking about money, do you worry about money?

[00:06.39] Sorie: Yes, I do. I especially worry about the future, about my retirement plan. And I’m not saving any money at the moment.

[00:16.14] And I have friends around me that are already saving up for their retirement.

[00:21.89] I’m 27 years old right now and I’m not sure if I should be concerned or not. Are you concerned?

[00:29.89] Mark: Well, what kind of options are there? How would you want to save up?

[00:33.64] Sorie: Well, first of all, right now, I don’t have the option to save for retirement.

[00:41.14] Mark: Because you don’t have any money?

[00:42.89] Sorie: Yeah, the present is plenty to think of. I haven’t got my head around the future yet. Do you have any recommendations at how I could do it?

[00:56.64] Mark: Well, national pension plan or kind of put a little bit aside every week or forget about it. You’re only 27.

[01:07.39] Sorie: Yeah. It’s very interesting, you know, because I know some people that instead of having a retirement plan,

[01:17.89] they decided to have a lot of kids and have their kids pay for them when they grow up and they get older.

[01:24.89] So that may be an option for me.

[01:27.39] Mark: Yeah. And from where from also, that’s kind of the norm perhaps.

[01:32.39] Sorie: Yeah, that’s right. How about you?

[01:34.14] Mark: Yeah, I’m a bit older than you and I don’t have a pension plan either. But I’m not quite so worried about it right now.

[01:45.14] Sorie: The time will come though.

[01:46.39] Mark: The time will come and the more I think about, the more we talk about it, it’s definitely something to be considering.

[01:55.39] But it’s interesting in national pension plan, isn’t it because what if we leave? What if we won’t live in this country anymore,

[02:03.39] we had to move to another country and then we work there a little bit. And then we move to another country.

[02:07.39] Sorie: So as an international person, it’s difficult to commit to a national pension because you don’t know where you’re going to end up, right?

[02:15.14] Mark: Exactly.

[02:15.89] Sorie: That’s what you’re saying, I see.

[02:17.89] Mark: So if that was the case, it would seem that putting a little bit away every month or every week personally in an account would be a good idea.

[02:29.39] Sorie: And are you committed, like, can you do that every month? Can you?

[02:34.14] Mark: Yeah, I think I can do that. Yeah, but it’s interesting that I haven’t considered such things.

[02:41.64] And now when we consider it and realize how important it is, it’s probably a good thing to be considering.